Transforming ideas
into action.

Next Generation UPI Switch Service

A dual-core, active payment processing engine.

India's digital payment ecosystem is scaling at an unprecedented rate, processing over 241 billion annual transactions. HyperBolt is a highly scalable, resilient and secure engine designed for Banks, PSPs, TPAPs and FinTechs to take direct control of their payment infrastructure — integrating UPI and IMPS rails into an API-first, cloud-native platform.

• Real Time Processing — High-speed execution across P2P, P2M, QR and merchant collections with smart retry mechanisms.
• Unified Onboarding — Seamless, API-driven workflows for fast customer registration and merchant activation.
• Smart VPA Management — Secure creation, validation and digital identity routing to eliminate transaction errors.
• Automated Back Office — End-to-end reconciliation, dispute resolution and chargeback management that slash manual operational overhead.
• Intelligent Dynamic Routing — Shifts traffic by BIN, amount or MCC through the highest success path to recover potentially lost transactions and maximize acquiring revenue.
• Substantial Cost Optimization — In-house switching eliminates middleman processing margins, delivering significant reduction in operational and transaction costs. Better settlement control effectively boosts CASA balances.
• Enterprise Grade Security & FRM — 256-bit encryption, HSM-backed key management and AI-driven fraud risk management engine with real-time velocity controls and device binding.

Advanced FRM · 0.2s Interception Latency

Stop fraud before it happens.

India's first real-time, pre-transaction fraud interception engine — built for UPI, IMPS, Payment Gateways and TPAP. A first-of-its-kind, in-house engineered Fraud Risk Management system that intercepts and evaluates every transaction in real time before authorization. At sub-0.2s latency, it makes an intelligent accept/block decision before the transaction can complete, eliminating the post-incident clean-up model entirely.